# I'm getting fixed yield

## <img src="https://3594873091-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FCUsr6ssg69scPnMJR3tw%2Fuploads%2FBh4BqWpoJz48Ud8CXE3g%2Fpendle.png?alt=media&#x26;token=418edac7-c445-42ce-a814-4b07789f9a65" alt="" data-size="line"> <mark style="color:$info;">I use</mark> Pendle <mark style="color:$info;">to generate</mark> fixed yield

{% hint style="info" %}
Let’s take a scenario where you buy **PT-USDai** in order to get a high fixed yield on stablecoins.
{% endhint %}

### What you need to monitor

A Pendle PT isn't a set-and-forget position. Market conditions shift between entry and maturity, and some changes directly impact your position's performance. **Staying informed** helps you avoid missing critical turning points and **optimize your returns**.

### What Otomato watches for you

Otomato **automatically detects and monitors** your PT holdings and **alerts** you only when something **relevant** happens:

<details>

<summary>Points and season updates</summary>

PT value depends heavily on **incentives, seasons, and reward mechanics**. These updates are typically announced on Twitter and can move markets within minutes.

Otomato's intelligence layer **monitors** the **social accounts** linked to your PT's underlying protocol (here, USD.ai) and alerts you as soon as a **post** might impact your position's value.

**Example notifications:**

* **Points multiplier change**\
  \&#xNAN;*"USDai reduced the YT points multiplier from 10× to 5×."*
* **TGE announced**\
  \&#xNAN;*"USDai announced their TGE to be on February 11th."*
* **New season announced**\
  \&#xNAN;*"USDai announced their season 2, starting"*

</details>

<details>

<summary>PT implied rate change</summary>

Changes in the **PT implied rate** signal shifts in how the market values future yield. When rates move significantly, it affects your PT's current value and may change your strategy.

Otomato **tracks these rate movements** continuously and alerts you when the implied yield meaningfully shifts, so you can decide whether to hold or exit your position.

**Example notifications**

* *"The PT-USDai implied rate dropped from 13.4% to 10.3%."*
* *"The PT-USDai implied rate increased from 7% to 10%."*

</details>

<details>

<summary>Security incident</summary>

If Pendle or USDai has a **security issue**, your funds might be compromised.

Otomato **surfaces security incidents** as soon as credible signals appear so you can react quickly.

**Example notifications**

* *"Potential security issue reported affecting Pendle.* [View source](https://t.co/xxxx)*"*
* *"USDai announced that their frontend has been compromised.* [View source](https://t.co/xxxx)*"*

**Learn more**

Learn how Otomato manages security-related alerts [here](https://otomato-2.gitbook.io/otomato-docs/product/getting-started/otomato-for-security-alerts).

</details>

<details>

<summary>Underlying depeg</summary>

If USDai **depegs**, it creates two scenarios for PT holders: a [**temporary**](#user-content-fn-1)[^1] **loss** if it drops below $1, or an **opportunity for larger profit** if it rises above $1. Both situations require quick decisions.

Otomato **continuously monitors** underlying asset prices and alerts you as soon as a **meaningful deviation** is detected.

**Example notifications**

* *"USDai is trading at 0.982."*
* *"USDai is trading at 1.034."*

</details>

<details>

<summary>PT maturity</summary>

Once a PT reaches **maturity**, you no longer earn fixed yield. At this point, you need to either roll into a new market or claim your underlying asset.

Otomato **sends you a reminder** when the market expires so you don't forget to redeploy your capital.

**Example notifications**

* *"Your PT-USDai position has expired."*

</details>

<details>

<summary>Supply cap change</summary>

**Supply caps** directly affect how much capital can enter a PT or YT market. When caps are raised, new liquidity can flow in, which often impacts PT and YT pricing.

This applies to **Pendle-specific caps**, but also **money market caps**. If the PT-USDai cap is raised by $10M on Euler and fills quickly, it creates substantial PT demand with little to no increase in YT demand. This **supply shock** can trigger repricing.

Otomato **alerts you when caps change** so you can anticipate market movements.

**Example notifications:**

* *"The supply cap for PT-USDai on Euler was increased by $10M"*
* *"Pendle increased the cap for PT-USDai-11Feb26 by $50M."*

</details>

<details>

<summary>Limit orders</summary>

Otomato tracks your Pendle **limit orders** and alerts you as soon as it gets **filled**.

**Example notifications:**

* *"*&#x59;our limit order to buy PT-USDai-11Feb26 has been fully filled at an implied rate of 11.2%*"*
* *"*&#x59;our limit order to sell PT-USDe-28Dec25 was partially filled (62%) at an implied rate of 9.4%*"*

</details>

### Improvements

We're continuously looking to add support for alerts the community is asking for. If you'd like us to add a new use case, reach out on [telegram](https://t.me/OxClement).

[^1]: Or not, depending on the reasons